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Your Account is secured by the designated shares you have in a share account, be it an individual or joint account. You may not withdraw amounts that have been specifically pledged to secure your Credit Card Account until the Credit Union agrees to release all or part of the pledged amount.

Many people don’t regularly carry cash around anymore, and when it comes to paying your buddies back, this has become a problem.

If you’re married, separated, divorced, or widowed, contact your local credit reporting companies to make sure all relevant bill payment information is in a file under your own name.

Your credit report includes information on where you live, how you pay your bills, and whether you’ve been sued, arrested or filed for bankruptcy.

If a low rate is more important to you than racking up rewards, our Platinum Preferred VISA may be a good choice.

Plus, you can use your Platinum Preferred VISA to transfer your credit card balance from another card, and consolidating your debt at the same low rate, without any transfer fees.

Creditors may ask you for most of this information in certain situations, but they may not use it when deciding whether to give you credit or when setting the terms of your credit.

Not everyone who applies for credit gets it or gets the same terms: Factors like income, expenses, debts, and credit history are among the considerations lenders use to determine your creditworthiness.

With two no-annual-fee options, getting the credit card that fits your needs couldn’t be easier.

If you use your credit card frequently—it’s often more convenient than carrying cash—and want to get rewarded for doing so, check out the Platinum Preferred Rewards VISA.

This can hurt many married, separated, divorced, and widowed women.

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